{"id":20,"date":"2022-07-10T22:07:35","date_gmt":"2022-07-10T22:07:35","guid":{"rendered":""},"modified":"2025-07-02T14:37:32","modified_gmt":"2025-07-02T14:37:32","slug":"checking","status":"publish","type":"page","link":"https:\/\/www.tdspssq.com\/wph\/workarea\/personal\/checking\/","title":{"rendered":"Personal Advantage Checking"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><\/h2>\n\n\n\n<p>Bank of Dudley offers convenient, state-of-the-art checking services for individuals, businesses, nonprofit organizations and other large groups.<\/p>\n\n\n\n<p>Your Bank of Dudley Advantage Checking Account gives you the option of conveniently paying your bills by mail, online or through bank drafts.<\/p>\n\n\n\n<p>We&#8217;ve got a plan that&#8217;s just right for you!<\/p>\n\n\n\t\t\t<div class=\"band content-fullwidth-match\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"d5b19ce90e158a4f3b30\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage Checking<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"d5b19ce90e158a4f3b30\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$100<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>No<\/p>\n\n\n\n<p><strong>Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Check Order Fees<\/strong><\/p>\n\n\n\n<p>First Order Free Reorders Vary<\/p>\n\n\n\n<p><strong>Internet Banking &amp; Bill Pay<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Visa Debit Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Overdraft Privilege<\/strong><\/p>\n\n\n\n<p>Yes\u2666<\/p>\n\n\n\n<p><strong>Overdraft Transfer Protection(with secondary account)<\/strong><\/p>\n\n\n\n<p>Yes**<\/p>\n\n\n\n<p><strong>Other Benefits<\/strong><\/p>\n\n\n\n<p>______<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"16fb794f8543d586c846\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage Club<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"16fb794f8543d586c846\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$100<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>No<\/p>\n\n\n\n<p><strong>Maintenance Charge<\/strong><\/p>\n\n\n\n<p>$5 Per Month<\/p>\n\n\n\n<p><strong>Check Order Fees<\/strong><\/p>\n\n\n\n<p>Club Checks Free Others Half Price<\/p>\n\n\n\n<p><strong>Internet Banking &amp; Bill Pay<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Visa Debit Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Overdraft Privilege<\/strong><\/p>\n\n\n\n<p>Yes\u2666<\/p>\n\n\n\n<p><strong>Overdraft Transfer Protection(with secondary account)<\/strong><\/p>\n\n\n\n<p>Yes**<\/p>\n\n\n\n<p><strong>Other Benefits<\/strong><\/p>\n\n\n\n<p>\u2022 No fees on cashier&#8217;s checks or money orders.<br>\u2022 Stop payment (limit one per month)<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"3de79714c559bb109fbe\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage College and Service Member<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"3de79714c559bb109fbe\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$50<br>$0 FOR SERVICE MEMBER<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>No<\/p>\n\n\n\n<p><strong>Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Check Order Fees<\/strong><\/p>\n\n\n\n<p>First Order Free Reorders Vary<\/p>\n\n\n\n<p><strong>Internet Banking &amp; Bill Pay<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Visa Debit Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Overdraft Privilege<\/strong><\/p>\n\n\n\n<p>No<\/p>\n\n\n\n<p><strong>Overdraft Transfer Protection(with secondary account)<\/strong><\/p>\n\n\n\n<p>Yes**<\/p>\n\n\n\n<p><strong>Other Benefits<\/strong><\/p>\n\n\n\n<p>\u2022 Up to $20 reimbursement per statement cycle for ATM transaction fees assessed by operators of ATM&#8217;s not owned by us*<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"bf101e4c49c1d1f3d8d5\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage Now<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"bf101e4c49c1d1f3d8d5\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$800<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>$800<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p><strong>Maintenance Charge<\/strong><\/p>\n\n\n\n<p>$5 Plus $.25 Per Check Fee<\/p>\n\n\n\n<p><strong>Check Order Fees<\/strong><\/p>\n\n\n\n<p>Prices Vary With Check Styles<\/p>\n\n\n\n<p><strong>Internet Banking &amp; Bill Pay<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Visa Debit Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Overdraft Privilege<\/strong><\/p>\n\n\n\n<p>Yes\u2666<\/p>\n\n\n\n<p><strong>Overdraft Transfer Protection(with secondary account)<\/strong><\/p>\n\n\n\n<p>Yes**<\/p>\n\n\n\n<p><strong>Other Benefits<\/strong><\/p>\n\n\n\n<p>______<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"8330a172f4f4b1de944f\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage Student<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"8330a172f4f4b1de944f\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$50<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>No<\/p>\n\n\n\n<p><strong>Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Check Order Fees<\/strong><\/p>\n\n\n\n<p>First Order Free Reorders Vary<\/p>\n\n\n\n<p><strong>Internet Banking &amp; Bill Pay<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Visa Debit Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Overdraft Privilege<\/strong><\/p>\n\n\n\n<p>No<\/p>\n\n\n\n<p><strong>Overdraft Transfer Protection(with secondary account)<\/strong><\/p>\n\n\n\n<p>Yes**<\/p>\n\n\n\n<p><strong>Other Benefits<\/strong><\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"bddbf32f9620d5ac1045\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage 55<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"bddbf32f9620d5ac1045\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$100<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p><strong>Maintenance Charge<\/strong><\/p>\n\n\n\n<p>None<\/p>\n\n\n\n<p><strong>Check Order Fees<\/strong><\/p>\n\n\n\n<p>First Order Free Reorders Half Price<\/p>\n\n\n\n<p><strong>Internet Banking &amp; Bill Pay<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Visa Debit Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\n\n<p><strong>Overdraft Privilege<\/strong><\/p>\n\n\n\n<p>Yes\u2666<\/p>\n\n\n\n<p><strong>Overdraft Transfer Protection(with secondary account)<\/strong><\/p>\n\n\n\n<p>Yes**<\/p>\n\n\n\n<p><strong>Other Benefits<\/strong><\/p>\n\n\n\n<p>\u2022 Discount on safe deposit box<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<p>\u2020 Monthly Statements With Check Images For All Checking Accounts<\/p>\n\n\n\n<p>\u2020 Free Notary Service For All Account Holders<\/p>\n\n\n\n<p>\u2666 We may approve certain transactions that overdraw your account. 1. An overdraft fee of $30.00 may be charged for each transaction that overdraws your account. 2. The categories or types of transactions that may overdraw your account include payments, purchases and transfers. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. 3. Whether your overdrafts will be paid or not is at our sole discretion and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. 4. We reserve the right to require you to repay your overdrafts immediately or on demand.<\/p>\n\n\n\n<p>* When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.)<\/p>\n\n\n\n<p>** $2.00 Overdraft Transfer Fee per transfer<\/p>\n","protected":false},"excerpt":{"rendered":"Bank of Dudley offers convenient, state-of-the-art checking services for individuals, businesses, nonprofit organizations and other large groups. Your Bank of Dudley Advantage Checking Account gives you the option of conveniently paying your bills by mail, online or through bank drafts. We&#8217;ve got a plan that&#8217;s just right for you! \u2020 Monthly Statements With Check Images [&hellip;]","protected":false},"author":1,"featured_media":0,"parent":18,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_subtitle":[],"attr_date":[],"attr_excerpt":[],"attr_featured":[],"attr_secondary_image":[],"footnotes":""},"class_list":["post-20","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Advantage Checking - Bank of Dudley<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Advantage Checking - Bank of Dudley\" \/>\n<meta property=\"og:description\" content=\"Bank of Dudley offers convenient, state-of-the-art checking services for individuals, businesses, nonprofit organizations and other large groups. Your Bank of Dudley Advantage Checking Account gives you the option of conveniently paying your bills by mail, online or through bank drafts. 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