{"id":21,"date":"2022-07-10T22:07:35","date_gmt":"2022-07-10T22:07:35","guid":{"rendered":""},"modified":"2025-07-02T14:45:57","modified_gmt":"2025-07-02T14:45:57","slug":"savings-money-market","status":"publish","type":"page","link":"https:\/\/www.tdspssq.com\/wph\/workarea\/personal\/savings-money-market\/","title":{"rendered":"Savings\/Money Market"},"content":{"rendered":"\n<p>Bank of Dudley offers many ways to invest your savings so your money grows more quickly, allowing you to plan for your future and your retirement.<\/p>\n\n\n\t\t\t<div class=\"band content-fullwidth-match\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"16339f734240d4ea5563\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage Savings<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"16339f734240d4ea5563\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$100<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>$100<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>Yes <\/p>\n\n\n\n<p><strong>Maintenance Charge (if minimum daily balance is not maintained)<\/strong><\/p>\n\n\n\n<p>$5<\/p>\n\n\n\n<p><strong>Maximum Debits per Statement Cycle<\/strong><\/p>\n\n\n\n<p>3* per Quarter<\/p>\n\n\n\n<p><strong>Excessive Debit Fee<\/strong><\/p>\n\n\n\n<p>$3 Each Debit over 3<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"f120aab560c4cd608b33\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Advantage Money Market<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"f120aab560c4cd608b33\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$1,000<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>$1,000<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>Yes <\/p>\n\n\n\n<p><strong>Maintenance Charge (if minimum daily balance is not maintained)<\/strong><\/p>\n\n\n\n<p>$5<\/p>\n\n\n\n<p><strong>Maximum Debits per Statement Cycle<\/strong><\/p>\n\n\n\n<p>6 per Month<\/p>\n\n\n\n<p><strong>Excessive Debit Fee<\/strong><\/p>\n\n\n\n<p>$3 Each Debit over 6<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"38c8587147bbfdaa7546\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Smart Start (Age 17 and under)<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"38c8587147bbfdaa7546\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$1<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>$0<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>Yes <\/p>\n\n\n\n<p><strong>Maintenance Charge (if minimum daily balance is not maintained)<\/strong><\/p>\n\n\n\n<p>$0<\/p>\n\n\n\n<p><strong>Maximum Debits per Statement Cycle<\/strong><\/p>\n\n\n\n<p>3* per Quarter<\/p>\n\n\n\n<p><strong>Excessive Debit Fee<\/strong><\/p>\n\n\n\n<p>$3 Each Debit over 3<\/p>\n\n\n\n<p><strong>Atm Card<\/strong><\/p>\n\n\n\n<p>Yes<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close panel-accordion\" data-wph-toggle=\"8553f253d56d4adfb8af\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Christmas Club<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"8553f253d56d4adfb8af\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p><strong>Minimum Opening Deposit<\/strong><\/p>\n\n\n\n<p>$1<\/p>\n\n\n\n<p><strong>Minimum Daily Balance to Avoid Maintenance Charge<\/strong><\/p>\n\n\n\n<p>$0<\/p>\n\n\n\n<p><strong>Interest Bearing Account<\/strong><\/p>\n\n\n\n<p>No<\/p>\n\n\n\n<p><strong>Fees and Charges<\/strong><\/p>\n\n\n\n<p>Early Withdrawal Fee of $5<\/p>\n\n\n\n<p><strong>Additional Information<\/strong><\/p>\n\n\n\n<p>At the end of the club period, October 31, the funds in the account will be mailed to you by check. Checks are Mailed on November 1 each year.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>*QUARTERLY STATEMENTS<\/p>\n\n\n\n<p>Federal law requires that a savings or money market account holder may make no more than six (6) transfers and\/or withdrawals during any statement cycle, to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer, or telephonic agreement, order or instruction or by check, draft, debit card, or similar order made by you and payable to third parties. In accordance with federal law, if you have more than the allowable transfers or checks or drafts in any one period, your account may be subject to closure or placed in another type of account which you are eligible to maintain. In addition to the above transfer types, by law you may make unlimited withdrawals or transfers if made in person at our locations, by messenger, mail or telephone (via check mailed to you), or use of an ATM card. However you will be charged a $3.00 excessive debit fee for each debit over (6), regardless of type.<\/p>\n","protected":false},"excerpt":{"rendered":"Bank of Dudley offers many ways to invest your savings so your money grows more quickly, allowing you to plan for your future and your retirement. *QUARTERLY STATEMENTS Federal law requires that a savings or money market account holder may make no more than six (6) transfers and\/or withdrawals during any statement cycle, to another [&hellip;]","protected":false},"author":1,"featured_media":0,"parent":18,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_subtitle":[],"attr_date":[],"attr_excerpt":[],"attr_featured":[],"attr_secondary_image":[],"footnotes":""},"class_list":["post-21","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Savings\/Money Market - 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